State guide

California contractor insurance requirements

California licensing bonds, workers' compensation and subcontractor rules for contractors, each figure taken from the state's own agencies and statutes, with the date it was checked and a link to the source.

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  • Edited by Eric Dawson

Key figures for California

$25,000 Contractors must file a Contractor's Bond or Information on Alternatives in Lieu of Bond Requirements with the Registrar in the amount of $25,000. as of Oct 2, 2026 · How California Contractor Bond Claims Work
Source quote
You must file a Contractor's Bond or Information on Alternatives in Lieu of Bond Requirements with the Registrar in the amount of $25,000 .
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$25,000 A separate Bond of Qualifying Individual or Information on Alternatives in Lieu of Bond Requirements in the amount of $25,000 may be needed for the Responsible Managing Employee (RME) or the Responsible Managing Officer (RMO). as of Oct 2, 2026 · How California Contractor Bond Claims Work
Source quote
In addition, you may need to submit a separate Bond of Qualifying Individual or Information on Alternatives in Lieu of Bond Requirements in the amount of $25,000 for the Responsible Managing Employee (RME) or the Responsible Managing Officer (RMO).
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30 days A license bond is canceled 30 days from the date the CSLB receives a cancellation notice from a bond company. as of Oct 2, 2026 · How California Contractor Bond Claims Work
Source quote
A license bond is canceled 30 days from the date that CSLB receives a cancellation notice from a bond company.
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$25,000 The minimum amount for a disciplinary bond is $25,000. as of Oct 2, 2026 · How California Contractor Bond Claims Work
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The amount of a disciplinary bond may not be for less than $25,000 or greater than 10 times the contractor license bond, and it must be on file with CSLB for at least two years.
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2 years A disciplinary bond must be on file with the CSLB for at least two years. as of Oct 2, 2026 · How California Contractor Bond Claims Work
Source quote
The amount of a disciplinary bond may not be for less than $25,000 or greater than 10 times the contractor license bond, and it must be on file with CSLB for at least two years.
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90 days An acceptable bond must be received at the CSLB Headquarters Office within 90 days of the effective date of the bond. as of Oct 2, 2026 · How California Contractor Bond Claims Work
Source quote
An acceptable bond must be received at the CSLB Headquarters Office within 90 days of the effective date of the bond.
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4 weeks Contractors should arrange for a new bond four weeks before the old one expires to allow for processing time. as of Oct 2, 2026 · How California Contractor Bond Claims Work
Source quote
Allow for processing time by arranging for a new bond four weeks before the old one expires.
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90 days An acceptable bond must be received at the CSLB Headquarters Office within 90 days of its effective date. as of Oct 2, 2026 · California Contractor License Bond Requirements
Source quote
An acceptable bond must be received at the CSLB Headquarters Office within 90 days of the effective date of the bond.
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State requirements

California Contractor Disciplinary Bond Requirements

A guide to the disciplinary bond required by the CSLB after a license is suspended or revoked, including amounts, duration, and consequences.

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California Contractor License Bond Requirements

Find the required bond amounts for California contractors, including the main license bond, qualifying individual bonds, and specific rules for LLCs.

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California Contractor License Suspension Rules

What happens when a California contractor's bond or workers' compensation lapses, and how to reinstate a suspended license.

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California Contractor Workers' Comp Exemption Rules

For CA contractors with no employees. Who can file for a workers' comp exemption, which classifications are barred, and what happens when you hire someone.

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California LLC Contractor License Bond and Insurance Rules

Rules for California LLC contractor licenses, including the LLC Employee/Worker Bond and liability insurance requirements for issuance, renewal, and…

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California Roofer License (C-39) Requirements

Rules for California C-39 roofing contractors, including license thresholds, bond amounts, and penalties for unlicensed work.

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California Workers' Comp Exemption for Contractors

California contractors with no employees can file for an exemption from workers' compensation insurance. Learn which contractors qualify and how to file.

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California Workers' Compensation Rules for Contractors

California requires contractors with even one employee to carry workers' comp. Failure to have coverage can lead to license suspension, fines, and jail time.

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Explainers

Real-world stories

Do I need workers' compensation insurance in California?
Pick your situation and see what the official sources say, with dates and links.
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Where the California figures come from

Every figure on these pages is quoted from one of these publishers, with the retrieval date shown on the page that uses it.

  • California Department of Insurance
  • California Division of Workers' Compensation
  • Contractors State License Board

Other states: North Carolina, Ohio